Immigration Reform

Adriana’s Insurance has been in business for over 20 years and is one of the biggest insurance brokers in Southern California! They have been helping individuals, families and businesses find insurance policies they need at the lowest rates possible. They are excited to help gather people for the May 1st march in Los Angeles at 12:00 pm at the corner of Olympic and Broadway. To see the promotional video you can visit http://bit.ly/ZjLf8A

This event is one of the most important in the United States and it’s not only celebrated in Los Angeles but also in many other cities around the country. This year will be very special due to the work Adriana’s Insurance is doing along with CHIRLA (Coalition for Humane Immigrant Rights of Los Angeles). Yesterday Adriana gave a special speech at the press conference that CHIRLA organized with Grammy winners groups, graphic artist and media personalities to call on the people from Los Angeles to come out and march May 1st.

Adriana’s Insurance will be present the day of this event, they have modified one of their advertising trucks with two 10x20 feet banners promoting the day of the march and inviting more people to participate in it. They will be promoting the event in different media such as: radio and social media.

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Adriana’s Insurance wants to continue to spread their business philosophy: insurance at a low cost with the best service. The continuous growth of this company has allowed Adriana Gallardo, CEO of Adriana’s Insurance, to contribute to the needs of many communities through-out Southern California and has been involved in many activities to help the ones in need. On April 18th, Mrs. Gallardo was present at CHIRLA’s Spring Gala which brought together hundreds of community leaders, politicians, advocates, and organizations to celebrate the contributions of immigrants and their allies. To find out more about Adriana’s Insurance participation and the CHIRLA organization, visit: http://www.chirla.org/Gala2013_RSVP

Adriana’s Insurance wants to continue helping the residents of Southern California and therefore, “Just like most of these people I came to this country to work for a better future,” said Mrs. Gallardo. She has become a recognized figure not only in Corporate America, but also with many communities. To inquire about her social work, events, and various news articles, visit her official website at: http://adrianasinsurance.com/about_adrianas/news/

Adriana’s Insurance has more than 50 locations throughout Southern California and is eager to meet all of your insurance needs. Visit them at: http://adrianasinsurance.com

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The SR-22. Most people probably have a very vague idea of what it is. Maybe you’ve had a friend who needed one or you understand vaguely that it has to do with car insurance. But does anyone really know what an SR-22 is? Is it something you get from the DMV or your car insurance company? Does everyone have to have one? 

It seems that most people don’t know much about SR-22s. And that’s fine. As long as you practice safe driving and don’t let your insurance lapse, you’ll never need one. But just in case, here are a few SR-22 insurance basics to help keep you in the know.

An SR-22 — also known as SR-22 insurance or Certificate of Financial Responsibility (CFR) — isn’t a type of car insurance, but verification that you’re maintaining car insurance liability coverage. An SR-22 form is a state-mandated certificate filed by your car insurance carrier with your state’s Department of Motor Vehicles (DMV).

Who needs an SR-22?

An SR-22 is required when someone who was in an accident or convicted of a traffic offense couldn’t show financial responsibility. For example, you’d need an SR-22 if you were caught driving without car insurance.

You might also need an SR-22 if you had any of the following:

• A DUI or DWI or any serious moving violation
• An at-fault accident while driving without insurance
• Repeat traffic offenses or too many tickets in a short time period
• A revoked or suspended license

What does an SR-22 cost?

If you need an SR-22, however, you’ll first need to purchase a car insurance policy. Your car insurance rate will be determined based on all the factors that normally go into rating a policy. However, keep in mind that car insurance companies generally consider drivers who need an SR-22 riskier to insure, so your car insurance rates will likely reflect the risk.

We recommend shopping around, but remember, the cheapest SR-22 insurance quotes may not be the best. You should always consider the company’s service, financial responsibility, and reliability when making an insurance purchase of any kind.

How do I get an SR-22?

To obtain an SR-22, you’ll need to go through your car insurance provider. Only an insurance company that is filed with the state can issue SR-22s. You can request a free quote at http://adrianasinsurance.com/get_a_quote/quote/.

Most states require drivers to carry SR-22 insurance for 3 years. In that time, continuous coverage must be maintained. If there is an insurance lapse or cancellation, your car insurance company is legally obligated to notify the DMV and your license will be suspended.

How can I avoid an SR-22 requirement?

You can avoid the complication and expense involved with an SR-22 filing by simply maintaining your car insurance and practicing safe driving.

Here are a few useful reminders:

• Don’t drink and drive. DUIs and DWIs are the most common reasons for needing to file an SR-22 certificate.
• Drive safe. Not only can too many moving violations result in an SR-22, they can significantly increase your car insurance premiums.
• Don’t drive without insurance. If you don’t have car insurance and you’re pulled over, you’ll be required to prove financial responsibility by way of an SR-22.

Bottom line: Drive carefully and stay insured and you’ll never need to know any more than this about the SR-22.